Personal Injury
What to do after an accident, how claims are valued, and the statutes behind each step.
Full personal injury overviewServing Manchester & Hillsborough County
The Law Offices of Cynthia P. Gilman represents injured people in Manchester, New Hampshire — car and motor vehicle accidents, slip and fall, and insurance claims. Attorney Gilman has practiced in New Hampshire since 1997 and handles every injury case personally, from an office at 38 West Brook Street in Manchester.
The difference that matters
Because after the advertising, someone still has to actually work your file.
A local attorney knows the local system and can give your case more time. Attorney Gilman practices in the Manchester courts, deals with the same regional insurance adjusters repeatedly, and knows how claims here actually tend to move. Because this is a solo practice, your case is handled by the attorney you met — not routed to an intake department or a case manager you never chose.
The large advertised firms operate on volume. That model has its place, but it means your matter is one of thousands, your point of contact is often a non-attorney, and the person whose name is on the billboard will very likely never read your file. When a case needs an argument built rather than a form processed, volume is not an advantage.
The practical differences here are ordinary but real: you can reach the attorney directly, meetings happen in Manchester rather than by phone queue, and the person negotiating with the insurer is the same person who heard your account of the accident. Nearly thirty years in one city is a working knowledge of the local courts, the local adjusters, and the local medical providers that cannot be assembled from out of state.
What we handle
Collisions on I-93, the Everett Turnpike, Elm Street and the surface roads across Manchester, including rear-end, intersection, and multi-vehicle crashes.
New Hampshire does not require most drivers to carry liability insurance, which makes these claims unusually common here. See uninsured motorist claims.
Premises liability claims arising from ice and snow, poor maintenance, inadequate lighting, and unsafe stairs or walkways.
Claims for people struck in crosswalks, parking lots and on Manchester streets, where fault is often disputed from the outset.
Dealing with adjusters, responding to recorded-statement requests, and reviewing any release before you sign away a claim.
New Hampshire imposes strict liability on dog owners under RSA 466:19, which makes these claims different from ordinary negligence cases.
Where your claim goes
Most claims settle with an insurer, but the venue shapes the leverage.
Substantial injury claims arising in Manchester are generally filed in Hillsborough County Superior Court, Northern District, which sits in Manchester. Smaller claims may go to the 9th Circuit Court — District Division — Manchester instead. Which applies depends largely on the amount in controversy.
In practice, the large majority of injury claims resolve with an insurance company before any lawsuit is filed. That does not make the venue irrelevant. The settlement an adjuster offers reflects what they expect would happen if the claim were actually tried, which means knowing how these cases are handled locally is part of what determines the number on the table.
If your case involves a family matter as well — and after a serious injury they sometimes travel together — the firm also handles divorce and family law in Manchester.
Three rules
Three provisions of New Hampshire law do more to determine the outcome than almost anything else.
New Hampshire's statute of limitations for personal injury actions is three years from the date of injury under RSA 508:4. Miss it and the claim is ordinarily gone regardless of how strong it was. Several exceptions exist, which is a reason to get the date checked rather than assumed.
New Hampshire follows modified comparative fault. Your recovery is reduced by your share of the blame, and if you are found more than 50 percent at fault you recover nothing. This is precisely why insurers work so hard, so early, to attach some share of fault to you.
New Hampshire is one of the few states that does not require most drivers to carry liability insurance. When the at-fault driver has none, the claim usually shifts to your own uninsured motorist coverage — and your own insurer then has a financial interest in valuing it low.
Frequently asked
You do not strictly need one, because New Hampshire attorneys are licensed statewide. What a local practice changes is access. The Law Offices of Cynthia P. Gilman is at 38 West Brook Street in Manchester, so meetings, document signings, and court appearances happen in the city rather than by phone queue or a drive to another state.
Yes. This is a solo practice, so the attorney you meet at the consultation is the attorney who handles the case. Your file is not passed to a case manager or an intake department, and you are not reassigned as the matter moves along. That is the practical difference between a small local firm and a high-volume advertised practice.
Most substantial injury claims arising in Manchester are filed in Hillsborough County Superior Court, Northern District, which sits in Manchester. Smaller claims may instead go to the 9th Circuit Court District Division in Manchester. Which venue applies depends largely on the amount in controversy, and many claims resolve with an insurer before any suit is filed at all.
As early as you reasonably can. New Hampshire generally allows three years to bring a personal injury action under RSA 508:4, but the practical deadlines arrive much sooner. Vehicles get repaired, camera footage is overwritten, witnesses become hard to find, and insurers often request a recorded statement within days of the crash.
Go deeper
What to do after an accident, how claims are valued, and the statutes behind each step.
Full personal injury overviewWhat happens when the driver who hit you had no insurance — unusually common in New Hampshire.
Uninsured motorist claimsDivorce, parenting plans and child support at the Manchester Family Division.
Manchester divorce lawyerThe first consultation is free and confidential.